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Welcome to First Trust Refund State

First Trust Refund State is a safe, fast, easy, and efficient e-Banking/ Money Refund system that enables you access to your bank account and to carry out online banking services, 24/7

Create an Account

Online Payment

We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.

Take Loan

We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.

Deposit Schemes

We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.

Transfer Money

You are able to transfer your funds within the Viserbank or other banks we support by adding your beneficiaries

About Us

We care about your money and safety.

Our Mission

Our mission is to make refund recovery simple, transparent, and secure for every client. We are driven by a deep commitment to help individuals and businesses reclaim funds that are rightfully theirs without stress, confusion

Our Promise

To always operate with trust, transparency, and true commitment — ensuring that every client’s financial recovery is handled with care, precision, and professionalism.

Our Goal

We aim to be more than just a refund processing company — we strive to be your long-term financial recovery partner, helping you regain control of your funds with confidence and peace of mind.

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Our Services

We make your life comfortable with our services.

Fast Transfer

Our Money transfer system is secure and easy. Send your funds to your beneficiaries within First Trust Refund State or to other banks. Transfer within First Trust Refund State is instant and to other banks may take 24 hours.

Deposit Funds

Account-holders of First Trust Refund State are able to deposit their money through our several payment systems. We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc.

Withdraw Funds

Account-holders of First Trust Refund State are able to withdraw money from their account. Without verification, any withdrawal won't be completed, so you can trust First Trust Refund State.

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Why Choose Us?

We are giving you the best services

Get Started

Secure Service

Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.

Lowest Transaction Fee

Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.

How it works

It's easy to join with Us

1

Open an Account

To be an account holder you have to open an account first.

2

Verification

After registration you need to verify your Email and Mobile Number.

3

Deposit

Deposit some funds before applying on any FDR or DPS plans.

4

Get Service

Now you can get any of our services as our registered account-holder

We provide our banking services all over the world

Viser Bank is a secure and robust e-Banking system getting popular all over the world nowadays. We offer the best FDR, DPS & Loan plans to our account holders

24M

Account Holders

3B

Total Transaction

120

Total Branches

240+

Countries We Serve

Fast, reliable, and transparent! I’ve worked with other refund agencies before, but none match the quality and integrity of First Trust Refund State

Michael P.

TRUCKER

Everything was handled professionally from start to finish. My account activation went smoothly, and I received my refund in just a few days.

Amanda S

Founder of TM

Superb service! The staff are knowledgeable, patient, and genuinely care about helping clients recover what’s theirs. Definitely a five-star experience

Daniel M.

CTO, UYT

Their honesty and transparency are unmatched. I was updated at every stage and my refund came through just as promised. A trustworthy company

Jessica R.

Managing Director, YY

I was hesitant at first, but their team guided me every step of the way. They verified everything quickly and transferred my funds securely. Highly recommended!

Martin L.

Founder of ZZ

First Trust Refund State made the entire process simple and stress-free. I received my refund faster than I expected. Excellent communication and professionalism throughout!

Emily W.

CEO of CY

Frequently Asked Questions

Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.

Our refund process begins once you submit your request through our secure platform. We verify your claim, confirm your account details, and guide you through a one-stop activation process. After verification, your funds are safely released to your authorized account.

Processing time depends on the type of refund and verification required. In most cases, refunds are completed within 24–72 hours after activation and confirmation. You’ll receive real-time updates as your request is being processed.

Absolutely. We prioritize client privacy and data security. All information is handled under strict confidentiality and processed using encrypted systems to prevent unauthorized access.

All required processing or activation fees are communicated clearly before the refund process begins. Transparency is at the core of everything we do.

If your refund hasn’t arrived within the estimated time frame, please contact our Client Support Team immediately. We’ll review your transaction and ensure your refund is released without further delay.

You can reach our support department 24/7 through our contact page or official email. Our team is always ready to assist with questions, account activations, and refund progress updates.

Our Partners

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