Welcome to First Trust Refund State
First Trust Refund State is a safe, fast, easy, and efficient e-Banking/ Money Refund system that enables you access to your bank account and to carry out online banking services, 24/7
Create an AccountOnline Payment
We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.
Take Loan
We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.
Deposit Schemes
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
Transfer Money
You are able to transfer your funds within the Viserbank or other banks we support by adding your beneficiaries
We care about your money and safety.
Our Mission
Our mission is to make refund recovery simple, transparent, and secure for every client. We are driven by a deep commitment to help individuals and businesses reclaim funds that are rightfully theirs without stress, confusion
Our Promise
To always operate with trust, transparency, and true commitment — ensuring that every client’s financial recovery is handled with care, precision, and professionalism.
Our Goal
We aim to be more than just a refund processing company — we strive to be your long-term financial recovery partner, helping you regain control of your funds with confidence and peace of mind.
We make your life comfortable with our services.
Fast Transfer
Our Money transfer system is secure and easy. Send your funds to your beneficiaries within First Trust Refund State or to other banks. Transfer within First Trust Refund State is instant and to other banks may take 24 hours.
Deposit Funds
Account-holders of First Trust Refund State are able to deposit their money through our several payment systems. We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc.
Withdraw Funds
Account-holders of First Trust Refund State are able to withdraw money from their account. Without verification, any withdrawal won't be completed, so you can trust First Trust Refund State.
It's easy to join with Us
Open an Account
To be an account holder you have to open an account first.
Verification
After registration you need to verify your Email and Mobile Number.
Deposit
Deposit some funds before applying on any FDR or DPS plans.
Get Service
Now you can get any of our services as our registered account-holder
We provide our banking services all over the world
Viser Bank is a secure and robust e-Banking system getting popular all over the world nowadays. We offer the best FDR, DPS & Loan plans to our account holders
24M
Account Holders
3B
Total Transaction
120
Total Branches
240+
Countries We Serve
Frequently Asked Questions
Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.
Our refund process begins once you submit your request through our secure platform. We verify your claim, confirm your account details, and guide you through a one-stop activation process. After verification, your funds are safely released to your authorized account.
Processing time depends on the type of refund and verification required. In most cases, refunds are completed within 24–72 hours after activation and confirmation. You’ll receive real-time updates as your request is being processed.
Absolutely. We prioritize client privacy and data security. All information is handled under strict confidentiality and processed using encrypted systems to prevent unauthorized access.
All required processing or activation fees are communicated clearly before the refund process begins. Transparency is at the core of everything we do.
If your refund hasn’t arrived within the estimated time frame, please contact our Client Support Team immediately. We’ll review your transaction and ensure your refund is released without further delay.
You can reach our support department 24/7 through our contact page or official email. Our team is always ready to assist with questions, account activations, and refund progress updates.